All major citiesRural and regional
Short-term capital, secured against assets.
Business and commercial lending, secured against property, vehicles and equipment.
Facility parameters
Indicative
- Loan amount
- $50k – $5m
- Property, vehicles, equipment
- Term
- 1 – 36
- Months
- Decision
- 24 hrs
- From complete scenario
- Assessment
- Asset-backed
- Equity, not income
Next-day settlement available. Interest capitalised — nothing payable monthly
Security
Property, vehicles and equipment.
First mortgage
Senior facilities secured by a first-ranking mortgage over residential, commercial or industrial property.
Bridging finance
Short-term funding for business purposes, held while a sale or refinance completes.
Land and construction
Site acquisition, land holding and construction funding, assessed on the security and the exit that repays the facility.
Vehicles and equipment
Funding secured against plant, machinery and vehicles, from excavators to high-end cars.
- Note
Facilities are advanced for business or commercial purposes and secured against the asset.
No credit or background checks
Business and commercial lending only. We assess the security and the exit, not your credit file, your income or your history.
Process
From scenario to settlement.
Send the scenario
The security, the amount, the purpose and the exit. An email is enough.
Indicative terms in 24 hours
A term sheet issued directly by the lender, setting out amount, term, security and conditions.
Settlement
Accept the terms. Geha prepares the documents for settlement.
Why direct
The person who reads your scenario is the person who approves it.
Geha issues the terms and makes the decision — one person, from the first email to settlement.
Direct lender, not a broker
The terms and the decision come from Geha directly.
One point of contact, who approves the loan
No credit committee between the scenario and the answer.
Commission paid by the lender
The introducer's commission comes from Geha, not your client.
Broker enquiries welcome, your client stays yours
Geha deals through you, not around you.
Investors
Geha works with private investors.
Information is provided on enquiry.
Qualified investors only.